Medicare provides coverage for health-related expenses to people 65+ and those with disabilities. But what is known as Original Medicare (Parts A & B) does not cover everything. There are a number of gaps in Medicare coverage for which you either pay out-of-pocket or with private insurance.
To make sure these costs are covered, many people purchase a Medicare Supplement plan that helps pay deductibles, co-pays and other out-of-pocket costs.
Another benefit of Medicare Supplement insurance policies is that you can visit the physicians of your choice – including specialists and hospitals – without worrying about whether they are in your network.
And with automatic claims filed by most providers, you have even less to worry about.
Medicare Supplement insurance plans are strictly regulated by both the federal and state governments.
The Capitol Life Insurance Company offers Medicare Supplement Plans A, B, F, G, and N with varying amounts of coverage – Plan A providing basic benefits and Plan F offering more comprehensive coverage.
Premiums also vary according to the amount of coverage provided by a specific plan. A household premium discount is available for eligible applicants.
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CAP-CLICSITE-919